Thursday, October 4, 2012

Business Insurance Policies | business insurance policy | small business insurance policy


www.1st-car-insurance-quote.com -- Business Insurance Policies It is true that a successful busines depends on solid teamwork. However all of them can be lost in seconds because of disaster. In order to avoid it, your business needs insurance, not only small enterprise but also the large one. We can find some insurance companies that have policies which form a package for all major property and liability risks. Separae coverage can also be opted and such policy is called a business owners policy (BOP). Large company may purchase a commercial package policy. BOPs cover the insurace of properties, that is, building and equipments belonged to company. When the loss of income is caused by the interference of operation and business such as fire, you may put it under the Business Interruption Insurance. There are liabilitis, which involve the companys legal responsibility because of the harm it may happen to others. It happens when the company fails to do business operations. It also invoves injury and property damage because of defective products, faulty installation and errors in giving the services. Neverthelles, professional liability, auto insurance, workers compensation or health dan disability insurance are out of BOPs. Professional services, vehicles, and employees reqiure separate policies. Generally, business insurance doesnt cover floods, earthquakes, and terrorist attacks. Protection Against Flood Damage The policy that provides coverage against the flood should be ...

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